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Mexican Home Insurance

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Building & Contents

  • Value and sum insured selected by the insured.
  • Hydro meteorological coverage included.
  • Hurricane coverage for beach front locations included.
  • Earthquake and volcanic eruption coverage included.
  • Betterments and Improvements investment covered, special for condos.
  • Solar panels included in the building section.
  • Outdoor construction and underground equipment included.
  • Debris removal included.
  • Remodeling added value for building included.
  • Additional new acquisitions for contents included.
  • Golf carts covered as a household good including third-party liability coverage.
  • Loss of rents included.
  • Extra living expenses included.
  • Inflation endorsement to protect against racing cost.
  • It is granted under the general conditions of the product Hogar Flex.


  • Family liability in and out of the House.
  • Landlord liability.
  • Tenants liability.
  • Sports liability as an amateur.
  • Bicycles, roller blades, kayaks and motorless vehicles liability.
  • Pet liability.
  • Domestic employees medical expenses included.
  • Legal defense expenses included.
  • Automatic third property damage payment without legal process up to US&200.
  • It is granted under the general conditions of the product Hogar Flex.


  • Household goods
  • Jewelry, art, and difficult to replace objects*
  • Robbery outside of the house.
  • Money and securities covered in and out of the house.

*Coverage with specified sub limits per item

Glass Breakage

  • Glass breakage, inside and outside – all risk coverage.

Electronic & Electrodomestic

  • TV´s, computers, refrigerators, dishwashers, microwaves, electric ovens, washers,dryers, sound equipment, etc.

Machinery Breakdown

  • Pumps, engines, pool equipment, transformers, elevators, heaters, boilers, etc.

Premium Coverage & Benefits

  • Car keys or house keys, lost or damaged: replacement expenses.
  • Locksmith, plumber, electrical, glass breakage assistance services.
  • Repair expenses to stop further damages.
  • Removal expenses to stop further damages.
  • Additional repair expenses required by authorities.
  • Policyholder life insurance due to an accident.
  • Dental services.
  • Optical services.
  • Pet medical assistance.
  • Ambulance services.
  • Additional living expenses due to a catastrophic event.
  • Loss of official documents; replacement expenses.
  • Fraudulent charges to credit or debit card.
  • Expenses for loss of identity.

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